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Senior Life Insurance Policyholders -
Enjoy Substantial Cash Benefits
While Living!
Actual Senior Life Insurance Settlement Success Stories
Case #1
Male, age 74
Policy Type: Universal Life
Face Amount: $1,000,000
Annual Premium: $31,600
Cash Surrender Value: $0
Life Settlement: $415,000
Case #2
Male, age 72
Policy Type: 10-year Term
Face Amount: $500,000
Annual Premium: $3,795
Cash Surrender Value: None
Life Settlement: $145,000
Case #3
Female, age 79
Policy Type: Whole Life
Face Amount: $1,000,000
Annual Premium: $34,664
Cash Surrender Value: $85,260
Life Settlement: $335,000
Case #4
Male, age 69
Policy Type: Term
Face Amount: $500,000
Annual Premium: $13,872
Cash Surrender Value: None
Life Settlement: $280,000
Case #5
Male, age 73/Female, age 70
Policy Type: Survivorship
Face Amount: $3,000,000
Annual Premium: $25,000
Cash Surrender Value: $128,424
Life Settlement: $485,000
Case #6
Female, age 80
Policy Type: Universal Life
Face Amount: $3,000,000
Annual Premium: $96,000
Cash Surrender Value: $403,617
Life Settlement: $1,150,000
Case #7
Male, age 72
Policy Type: Term
Face Amount: $1,400,000
Annual Premium: $24,000
Cash Surrender Value: None
Life Settlement: $385,000
The Senior Life Insurance Market
For more than 10 years the life settlement industry has witnessed steady growth. According to a Life Insurance Settlement Association report, growth is expected to reach $160 billion - a tenfold increase - over the next several years.
An Alliance for Aging Research 2008 report indicates that 6,000 Americans are reaching age 65 every day. These seniors are seeking new financial solutions to fund their retirement years.
Policy Statistics
90% of all life insurance policies either lapse or are surrendered and don't remain in force.
The Golden Opportunity
Seniors and their financial advisers need to be acutely aware of the tremendous untapped cash benefits awaiting policy owners who no longer need, want, or can no longer afford to keep life policies in force.
"Life insurance settlements provide living benefits that can be utilized by individuals, corporations, trusts, and non-profit or charitable organizations, alike. Senior policy holders, certified financial planners and their clients need to be acutely aware of the tremendous monetary value hidden within many life insurance policies."
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Life settlement companies vary greatly
in quality, experience, and in having
a policy owner's best interest in mind.
Turn to trusted professionals to receive
the life settlement regulations for your state
along with a free, no-obligation policy appraisal!
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