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America's Online Personal Finance Software Solution for Consumers

Personal finance software has become more sophisticated. Do-it-yourself financial planning is now available to the consumer who wants to avoid the high cost charged by some financial planners.
According to a recent national poll conducted by a top financial advisory firm, only 10 percent of Americans have a written financial plan. The main reason is the high fee. It's not unusual for a comprehensive, written plan to cost thousands of dollars.

But it's critical for people to plan if these circumstances prevail...

  • Spending is out of control

  • Inadequate savings for retirement. Click here for more information, inspiration, and interesting ideas about wealth, health, and lifestyle in retirement. Through planning discover how you can be in control of your later years.

  • Questions on how to pay for college

  • Unsure of insurance needs

  • Too much credit card and other consumer debt

  • The need for creating or updating an estate plan

  • The need for making savings and investment decisions
    • U.S. Department of Labor statistics reveal an astounding 96% of adults at age 65 are either dead broke or must rely on others for financial assistance.

    Creating and implementing a written financial plan can help people become part of a small percentage of Americans who end up financially secure and who don't worry about money.


    I've had a chance to review a premier online personal finance software program that provides the tools consumers need to develop their own personal financial plan and they're able to do it for a fraction of the cost that financial planning professionals charge their clients.

    Here's How It Works.

    A series of simple interview questions are presented that cover 16 separate personal finance categories.

    The categories include:

  • Net worth
  • Cash flow
  • Retirement
  • College funding
  • Future purchases
  • Investments
  • Insurance
  • Basic estate planning
  • Money habits
  • Commuting/transportation
  • Debt analysis
  • Money tools
  • Relationships/values
  • Charitable giving
  • Utilizing trusted advisors
  • Action checklist

    • At the conclusion of the interview, a 60+ page document is generated.

    The personalized plan is easy to understand and addresses more than 50 subcategories. Click here to find out how to get started with this program.

    Here are features of the personal finance software:

  • No installation
  • No downloads
  • State-of-the-art secure web-based technology
  • No specific account and social security numbers required
  • Password-protected login
  • Financial learning center
  • Online member support
  • Information that can be saved, changed or accessed at any time
  • Plan completion at any pace

    • Here are benefits of the personal finance software:

  • Helps you develop your own personal financial plan
  • Low cost makes it affordable for everyone
  • Allows for unlimited what-if scenarios
  • Provides education on personal finance topics and terminology
  • Charts an individualized road map to financial security
  • Instills financial confidence and peace of mind
  • Easy to use

    • Here is a summary of the cost which is relatively inexpensive compared to a financial planner-generated approach:

  • Individual annual online subscription is $98
  • 50 percent discount applies to active military, disabled, or single parents
  • Billed semi-annually at $49
  • Money-back guarantee

    • In my opinion, the cost of not planning far outweighs the time, effort, and minimal cost associated with this software if you're willing to do it yourself. A written plan will:

  • Help you make good decisions

  • Help you avoid bad decisions

  • Help you become goal-focused

  • Help you gain disciplined spending habits

  • Help you prepare for life's uncertainties and lessen the unexpected financial impact

    • Click here to find out how to get started with this program.

    Be sure to check out my Ultimate Guide to Master Debt and Amass Wealth

    Robert M. Smith, Certified Financial Planner professional/CFP, is President and founder of Fortress Financial Group, LLC, a northern Colorado-based financial planning firm that focuses on trusted retirement and wealth preservation strategies. Discover legal ways to protect retirement assets from estate and income taxes. Fortress Financial Group, LLC, serves local and regional areas of Colorado, including Denver, Boulder, Colorado Springs, Fort Collins, Loveland, Greeley, as well as cities located outside of Colorado.

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