I am a male between the ages of 75-78 or female between the ages of 78-81
Yes.
No.

I am a male between the ages of 79-83 or female between the ages of 82-86
Yes.
No.

I am a male age 84 or older or female age 87 or older
Yes.
No.

I am a healthy senior
Yes.
No.

I am a senior with one or more minor health problems
Yes.
No.

My health has changed considerably since my policy was issued
Yes.
No.

I have a serious or terminal illness
Yes.
No.

I own a Joint Survivorship (none deceased) or Whole Life insurance policy
Yes.
No.

I own a Convertible Term Life insurance policy
Yes.
No.

I own a Universal Life insurance policy
Yes.
No.

I own a Joint Survivorship life insurance policy with one deceased
Yes.
No.

The cash surrender value exceeds 30% of the death benefit amount
Yes.
No.

The cash surrender value is 20-30% of the death benefit amount
Yes.
No.

The cash surrender value is 10-20% of the death benefit amount
Yes.
No.

The cash surrender value is zero or less than 10% of the death benefit amount
Yes.
No.

I have an outstanding policy loan which exceeds 30% of the death benefit amount
Yes.
No.

I have an outstanding policy loan which is between 20-30% of the death benefit amount
Yes.
No.

I have an outstanding policy loan which is 10-20% of the death benefit amount
Yes.
No.

I have no outstanding policy loan or one which is less than 10% of the death benefit amount
Yes.
No.

The annual premium is over 4% of the death benefit amount
Yes.
No.

The annual premium is between 3-4% of the death benefit amount
Yes.
No.

The annual premium is between 2-3% of the death benefit amount
Yes.
No.

The annual premium is between 1-2% of the death benefit amount
Yes.
No.