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Which way is the right way for you? Here's an inside tip: Few companies offering "free credit counseling" are willing to show you all the different ways of reducing credit card debt because they typically want to sell you just one or two of those debt solutions.
While there are many sincere financial counselors out there, few of them can advise you without some built-in conflict-of-interest. What's good for their companies may not be the best thing for you. In fact, some "free" credit counseling agencies are set up by the same credit card companies that helped you get into debt problems in the first place. Click here for other articles I've written on debt
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